If you are an international student with a Student Route visa, you will have paid an ‘immigration health surcharge’ as part of the visa application process. This payment grants you access to NHS services from the day that you arrive up till the end-date of your visa. For a limited period get a £25 M&S gift card when you join and add another person to your membership at the same time. Read more about the services we provide for medical diagnostics and medical treatment.

As all our policies are different, so it’s important to check yours thoroughly. Your health insurance policy is unique to you and the cost will depend on the level of cover you want. For example, you can choose the level of excess you want to pay, and your policy benefit limits. We offer high quality, healthcare services at the same affordable cost for everyone.

How To Buy Private Medical Insurance

Get a quote for dental, family and cashback policies online. Health insurance gives you access to private healthcare when you need it, meaning you always have the reassurance that you and your family can get quick, expert treatment should you need it. Many people see it as an investment into their health and wellbeing. At the point where you need to see a specialist for treatment, you can choose to activate your private health cover, using it to pay for treatment at one of our private hospitals. Take out a new Select health insurance policy and we’ll fix the price you pay for 2 years. There are a few ways to lower the cost of your health insurance cover, but remember, a cheaper plan might not provide all the cover you need for your health and wellbeing.

  • If they determine that your treatment should have been covered by the UK GHIC, new UK EHIC or existing EHIC, they’ll reimburse you or your insurer for the costs of treatment which are covered by your card.
  • Download your guide to Benenden Healthcare which explains all the services provided with our healthcare – what’s included and excluded and how you access them.
  • Therefore, it’s likely there could potentially be a delay in accessing appointments.
  • Personal Health, our private health insurance plan provides covers for the things that matter to you.

So we’re working hard to make a better world, for everyone. Any changes to your policy during the 2-year fixed period could affect the price you pay in your second year of cover. Alternatively, find out all you need to know about making a claim, accessing policy information and contacting our specialist team.

Our Health Insurance Cover Options

If you receive your private health insurance through your work, there will be no change to your contributions as a result of making a claim. Within this offer are flexible payment options that make the costs of private treatment more affordable than you’d think. What is covered by your insurance will differ depending on which private medical insurer you are with and what your policy includes.

If you would like to make changes to the way you pay or add additional persons to your membership please complete the appropriate forms. We are a friendly society providing benefits from a discretionary fund. This means that the provision of services is subject to the resources we have available through membership contributions. Membership is available to anyone over the age of 16 who is normally resident in the UK. Members can add friends and family to their membership regardless of their age.

Private health insurance gives you access to eligible health treatment when you need it. From seeing a specialist for diagnosis to having a comfortable private hospital stay, we’re there to look after your health and wellbeing. We offer a range of levels of cover and premiums to best suit everyone’s specific needs. Payment is made by salary deduct, which means your monthly subscription premium will come directly out of your salary . We don’t offer our own private health insurance to individuals, however you don’t actually need private medical insurance to access treatment with Circle Health Group. You can simply pay for whatever treatment you need, as and when you need it.