We’re a mutual, not-for-profit private healthcare provider focusing on the needs of our 820,000+ members. Insurance is designed to cover new and unforeseen risks. Therefore, most private medical insurance doesn’t cover treatment for conditions you’re already suffering from until after a specified treatment free period.

‘Long-stay’ travel insurance can cover extended periods of continuous travel. Check carefully the maximum duration allowed in any policy you consider buying to ensure that it meets your needs. Read the small print, and familiarise yourself with any exclusion clauses for the policy. If you do not have appropriate insurance before you travel, you could be liable for emergency expenses, including medical treatment, which may cost thousands of pounds. View our comprehensive range of corporate funded and employee paid healthcare solutions for businesses to support employee health and wellbeing.

Your cover for pre-existing conditions will depend on your underwriting terms when you join us. You can discuss this with one of our advisors before you purchase a plan. Thehandbook gives further details of what else is not covered, which includes treatment at a hospital not listed in the directory of hospitals, dental care, and pregnancy and childbirth.

So we have a range of cover options letting you tailor your private health insurance so it’s right for you. When you get an online quote you can add and remove these options and see how it impacts the price. There are many different health insurance plans available , and we are not here to advise you on which plan is best for you or which health insurance providers are the best choice. This is just a quick overview of the process of buying private healthcare insurance. Because you pay for health cover, you won’t need to worry about the costs of private care at the time of treatment.

Discover Healthcare From Anywhere

Existing Bupa clients who hold a policy for any Bupa product or service. Available for new small business customers who purchase directly from Bupa and are not switching from another provider. Our Women’s Health Hub explores key health concerns for women, from expert advice about particular conditions to screening information and even guides for the workplace. Knowing what to look for in a policy will help you choose the right cover for you. Depending on the country you visit you may be expected to pay all or part of your bill upfront and then claim a refund afterwards.

  • If you do want cover for an ongoing or long-term condition, it’s best to speak to a provider directly, and they may be able to tailor the policy to accommodate your needs.
  • We’ll let you know how to pay your excess when we send you a statement following a consultation or treatment.
  • It can also be used to view and download the results of your recent health assessment.
  • ‡With Bupa full cancer cover, there are no limits on how long your treatment lasts or how much it costs, for as long as you have Bupa health cover.
  • We hope you’re keeping well in these uncertain and often overwhelming times.

The Benenden Health way we were founded on the vision of many people joining together to help pay for private medical care to support those in need. Benenden Health is an affordable alternative to private health insurance. Access to over 250 common procedures across medical specialities including orthopaedics and general surgery. All authorised treatment costs are directly settled in full by Benenden Health.

What Does My Policy Cover?

We also offer access to physical and mental health services, including 24/7 GP and Mental Health helpline, quick access to diagnosis and treatment, plus a whole lot more for just £11.90 a month. The NHS provides speedy care for cancer, brain and heart disease, which are among the areas we don’t provide treatment for. Instead, we use our members’ contributions to pay for healthcare services that complement the NHS, making our healthcare a much more affordable alternative. We cover over 250 procedures within the following areas.

Private Healthcare

As government restrictions ease it’s important to note that all measures in healthcare settings remain unchanged. This means that the wearing of face masks, social distancing and COVID-related measures will remain in place. Services continue to be available across the UK but please note there maybe localised restrictions in place, your healthcare provider will be able to keep you informed. Therefore, it’s likely there could potentially be a delay in accessing appointments. We’re unable to defer appointments due to personal commitments, and you must be available for any appointments offered. Pre-existing conditions are not normally covered under health insurance.

Get them moving again with online or phone support for problems with muscles, bones and joints, while our Occupational Health team make sure they stay safe. We can even help them fit a virtual GP appointment into their day. Private healthcare for only £11.90 per person, per month. No information contained on this website shall be construed as advice or be viewed as a recommendation to either purchase a product or engage in a transaction. Even when we’re confined to our homes, other health concerns can still play on our minds. We’d like to reassure you that we’ll do everything we can to maintain a good level of service and provision during this unprecedented time.