Read the healthcare guidance in the Living in guide for the country where you live to ensure you have the right healthcare arrangements for your circumstances. The WPA Group can offer a range of bespoke healthcare solutions, including the administration service for Corporate Healthcare Trusts. Find out how much health insurance costs and what you get for your money. Our useful guides are here to help you understand the fundamentals of health insurance.

WPA is unique amongst UK insurers in achieving four highly regarded and internationally recognised standards across our company. These standards reflect our service excellence provided to our customers, whether big global employers, medium sized businesses or the many thousands of UK individuals and families. A personal commitment to customer service excellence from staff who are trained first and foremost to listen – and most of all, to care.

What Does Private Medical Insurance Cover?

(For example, if you sign up on 20 January, you will receive the pack by 31 March.) Your premiums will be deducted from your pay after tax on a monthly basis. They may also go up over time, whether due to inflation or because you are getting older. If you do want cover for an ongoing or long-term condition, it’s best to speak to a provider directly, and they may be able to tailor the policy to accommodate your needs. Many people have health insurance without even realising it. Don’t forget to call your insurer after visiting your GP to activate your insurance. Have your referral details to hand when you call, as your insurer will need this information to confirm that the treatment you need is covered by your policy.

Read ABI’s advice on travel insurance, including how COVID-19 can affect it, and their guide on choosing the right travel insurance policy. When you travel, make sure you take your insurance policy details with you, including the policy number and your insurer’s emergency assistance telephone number. Share your policy details with people you’re travelling with and friends or family at home, in case they need to contact your insurance company on your behalf. If you need to make a claim, you expect your insurance provider to be there for you. When you buy our health insurance, you buy our promise that we’ll deliver. See what is and isn’t usually covered by health insurance policies.

  • The Association of British Insurers represents over 200 insurance companies.
  • Instead, take advantage of our pay-as-you-go healthcareoffer, which includes options to spread the cost of treatment.
  • We’ll keep you fired up for your fitness routine and help you strengthen your mental health and wellbeing to get the most out of today.
  • We can even help them fit a virtual GP appointment into their day.
  • For Personal Health plans we only offer cancer cover if you do not have pre-existing conditions.

Both of our health insurance policies – Treatment and Care and Comprehensive – offer flexible excess options, where you can either choose £0, £100, £150, £200, £250 or £500 online. If you’re leaving or have left your current employer and are worried about your health insurance cover ending, then call us today. We can talk through the options available for you and your family. EHIC has only ever covered emergency and necessary healthcare costs, so it is always recommended that you take out comprehensive travel insurance, including health cover, when you travel abroad. Most UK residents are entitled to access the free or affordable medical services on the NHS and therefore do not choose to buy any private health insurance at all.

At Axa Health, We Want To Help You Bring Out Your Best Self

Power up your skills, enjoy health benefits, as well as a competitive salary. †††Customers who live in the Isle of Man, or have a Bupa Standard, Bupa Premium or Bupa Your Choice policy, do not have access to Digital GP provided by Babylon, but can access GP24, provided by HealthHero. Some corporate schemes don’t include access to Digital GP or GP24, please check your scheme documents or give us a call. After you’ve purchased your cover online, you’ll then need to complete a medical history form online or by post. We’ll send you a link to the form by email, or you can find it on the confirmation page once you’ve purchased.

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However, if you already know you need treatment, but don’t yet have health insurance, buying a new policy will not cover the treatment you need. Instead, take advantage of our pay-as-you-go healthcareoffer, which includes options to spread the cost of treatment. If you travel internationally you should buy appropriate travel insurance before you go. If you are choosing a new policy, make sure you check how it covers these issues. An excess is the amount you’ll have to pay towards your treatment when you make a claim on your health insurance policy. Having an excess reduces the cost of your cover and you can choose different excesses for each member covered.