Our service are provided on a discretionary basis and are subject to the resources we have available. In some cases provision of the service can be dependent on factors such as GP referral, NHS wait times and the type of treatment required. Price – The monthly cost won’t increase due to age or usage but is reviewed annually. E’ll continue to provide the current Financial Assistance service until the enhanced service goes live. Receive the latest health and wellbeing advice from Benenden Health.
You can request private medical diagnosis at one of the hospitals in our diagnostic network for symptoms for which you have been referred by your NHS GP. We manage our funds and the services we provide carefully to ensure that we can continue to provide assistance to members who require our support. That hasn’t, and won’t, change in the face of the coronavirus (COVID-19) pandemic we find ourselves in. Download your guide to Benenden Healthcare which explains all the services provided with our healthcare – what’s included and excluded and how you access them. Therefore, it is likely there could be a potential delay in accessing appointments. We’re a member owned organisation looking after our membership of over 820,000 members.
Make sure you have travel insurance as well as your card. Download your guide to Benenden Healthcare which explains all the healthcare services we provide – what’s included, what’s excluded and how you access them. Members receive our quarterly health and wellbeing magazine Be Healthy.
Private health insurance gives you access to eligible health treatment when you need it. From seeing a specialist for diagnosis to having a comfortable private hospital stay, we’re there to look after your health and wellbeing. We offer a range of levels of cover and premiums to best suit everyone’s specific needs. Payment is made by salary deduct, which means your monthly subscription premium will come directly out of your salary . We don’t offer our own private health insurance to individuals, however you don’t actually need private medical insurance to access treatment with Circle Health Group. You can simply pay for whatever treatment you need, as and when you need it.
It’s always best to do as much research as possible into what is offered by different insurance companies and what their different products cover when it comes to medical treatment. You can tailor medical insurance to your exact circumstances. So, whether you’re single or married, with or without children, you can cover the people who are important to you.
When you leave the College, you will be charged for and receive cover up to the last calendar day of the month in which you leave, regardless of when your last day of employment is within that month. You can take out individual insurance for yourself, or you can also choose to cover your spouse/co-habiting partner and/or your children at a multiplier of your individual rate. ThePrivate Healthcare- rates table covers multiplier rates. You will receive from PHC a membership pack in the post to your home address by the end of the second month following sign up.
We will not pay for treatment that has not been established as being effective or which is experimental. You are not covered for complications that arise as a result of unauthorised, unproven or experimental treatment. If you leave and later re-join the scheme, your moratorium underwriting (where pre-existing conditions are not covered) will begin anew from the date you re-join. Your membership of the insurance scheme will continue through maternity leave, other family leave, or any other period of statutory pay or unpaid leave (e.g. unpaid sabbatical). If you sign up to this PHC scheme, only new conditions from the inception of this policy would be covered . All hospitals in PHC’s directory of hospitals are located in the UK.