As standard, we cover a wide range of treatment, including cancer, CT or MRI scans if you need to spend time in hospital on specialist referral. You can then choose to add levels of cover to suit your needs. If you’d like to be covered for diagnostics and specialist consultations you’ll need to take out our out-patient option. Not every private health insurance policy will have the same kind of excess, so it’s important to first familiarise yourself with all available excess options from your chosen provider. Private health insurance covers you for all the benefits of private healthcare without the worry of how to pay for your treatment.

Our cover provides a number of benefits, such as money back towards eye tests, dental treatments and prescription eyewear. Pre-existing conditions, and related ailments are often excluded from your policy because health insurance is designed to treat new conditions that occur after your cover has started. Your health insurance policy will begin from the moment you’ve agreed what cover is right for you, and you’ve set up your Direct Debit. Once you’re a Bupa health insurance member, we will send you all the documentation that details what is and isn’t covered.

We Cover More Than Just The Basics

You or your insurance company may need them if you’re applying for a refund. You can claim back the difference between the total bill and the co-payment, but the actual co-payment is not refundable. If they’re a national of any other country, they can be added if they have settled or pre-settled status under the European Union Settlement Scheme . If they do not have settled or pre-settled status, they can be added if their relationship with you began before 1 January 2021. If the letter from your university or college does not include your permanent residential address in the UK, you will be asked to provide further evidence to confirm this. You’re a family member or dependant of an entitled individual already listed.

• Whatever your age, if you are looking to take out health insurance, simply get a quote online.
• This means the drug must be licensed for use by either the European Medicines Agency , or the US Food and Drug Administration if the treatment is to be provided outside Europe.
• The best health insurance policies are clear about the exclusions.
• We provide both long and short-term residential and nursing care.

As government restrictions ease it’s important to note that all measures in healthcare settings remain unchanged. This means that the wearing of face masks, social distancing and COVID-related measures will remain in place. Services continue to be available across the UK but please note there maybe localised restrictions in place, your healthcare provider will be able to keep you informed. Therefore, it’s likely there could potentially be a delay in accessing appointments. We’re unable to defer appointments due to personal commitments, and you must be available for any appointments offered. Pre-existing conditions are not normally covered under health insurance.

Benefits

Get a quote for dental, family and cashback policies online. Health insurance gives you access to private healthcare when you need it, meaning you always have the reassurance that you and your family can get quick, expert treatment should you need it. Many people see it as an investment into their health and wellbeing. At the point where you need to see a specialist for treatment, you can choose to activate your private health cover, using it to pay for treatment at one of our private hospitals. Take out a new Select health insurance policy and we’ll fix the price you pay for 2 years. There are a few ways to lower the cost of your health insurance cover, but remember, a cheaper plan might not provide all the cover you need for your health and wellbeing.

However, the comfort that many of us are seeking is being found in our community spirit to work through this together. Rest assured, over the coming months we’ll be keeping you informed with any news, advice or material we have about the current COVID-19 crisis. All joiners, including additional members added, must remain with the Society at the point the gift card is sent.