In a family, the survival of the child becomes one of the main things. Everything from basic needs to education insurance must be met properly.
So far, a lot of insurance for children’s education has emerged in Indonesia. But of course, not all are appropriate and good in quality. Therefore, we have compiled a complete list of the 6 best child education insurance for your reference. Come see more below!
Well, now is the time for you to get to know some of the best types of education insurance in Indonesia. In general, there are two types that are common among the public, namely unit-linked and dual-purpose insurance. However, in addition, there are also similar insurance products from sharia institutions. Just read the full explanation below.
Unit link insurance is a type of protection that has the same way of working with investment. In another sense, there is a profit that can be taken along with the period of paying tuition fees. But back to the nature of investment in general, there is no guarantee that you will continue to profit from the insurance taken. To know more about technology computers you can visit this site ntt-infolead
This type of endowment insurance is a combination of education and savings insurance systems. So, the premium paid by parents can be done for a certain period according to the agreement. So, if the time for disbursement has arrived, the amount of money received is quite high.
Basically, sharia insurance products in terms of education are the same as other types. However, all forms of transactions and agreements that occur between insurance institutions and customers are carried out on the principles of Islamic sharia.
As we know, there are many institutions out there that offer the best educational insurance products for children, including:
Manulife provides education unit link insurance called Manulife Education Protector. This product can provide guarantees in the field of children’s education in the future while meeting your investment needs in a number of other Manulife products such as Equity Funds and Money Markets. The premium paid is around 1 million per month.
PRUlink Edu Protection is a type of education insurance that is Prudential’s mainstay. This type of product provides protection for families in one policy. Premiums that need to be paid start from IDR 500,000 per month with a profit of up to 30 million per policy.
The best education insurance services offered by this institution can provide education cost protection as well as life safety. Customers will benefit up to 200% as long as premium payments can be fulfilled in 10-16 years. Sequis stipulates a minimum sum insured of 20 million to be paid according to the selected period.
The next option is Mandiri Prosperous Protection Insurance by bank Mandiri. A number of benefits that can be obtained are disability risk protection, guaranteed tuition or tuition fees for children, and loyalty bonuses. The minimum premium for the product is 3.6 million rupiah per year.
BNI offers Smart Solutions as their best education insurance product. Starting from elementary school age children to college age can feel the benefits of this service offered. The premium period provided is in the range of 9 to 17 years at a cost of 5 million rupiah per year.
The last reference is Protection Education Maksima (Eduplan) by BCA bank. This product is a type of dual-purpose insurance that provides premium payment periods from 3 to 15 years into the future. Meanwhile, the premium costs can reach 60 million per year and can change according to the age of the Insured.
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